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Legal
Refund Policy
Last updated: 19th August, 2026.
The Short Version
Books and software/digital access are final - no refunds once purchased. Courses are different: you have 7 days from enrollment to request a refund, as long as you haven't completed more than 25% of the course. We track progress automatically, so eligibility is easy to check either way. Just email us and we'll take it from there.
On This Page
This Refund Policy explains when you're eligible for a refund on purchases made through davitofinance.com. It applies to all courses, books, and digital products purchased directly through our site. By making a purchase, you agree to the terms below, alongside our Terms & Conditions.
1. Digital Books
All book purchases (whether from our Shop or linked from our content) are final. Because digital books are delivered instantly and can't be "returned" once downloaded, we don't offer refunds on book purchases. Please review the description and any available preview before buying.
2. Software & Digital Access
Access to any DavitoFinance software, tools, or premium digital services (including premium Telegram tier access) is non-refundable once granted. Because access is delivered immediately and use of it can't be undone, these purchases are final at the point of sale.
3. Courses: 7-Day Refund Policy
Our courses come with a 7-day refund window, on one condition: you must not have consumed more than 25% of the course content.
You're Eligible For a Refund When Both Are True
It's been 7 days or less since you enrolled
AND
You've completed 25% or less of the course content
- The 7 days start from the date and time you enroll - including if you were auto-enrolled through /join/
- We track your progress automatically through our learning platform, so eligibility is straightforward to verify
- Once you've completed more than 25% of a course, or once 7 days have passed since enrollment (whichever happens first) that course becomes non-refundable
- This applies per course. If you're enrolled in more than one, each has its own 7-day window and 25% threshold, tracked separately
4. How to Request a Refund
Email support@davitofinance.com within 7 days of enrolling, from the email address you used to purchase. Include your order number or checkout email so we can verify your enrollment date and progress.
5. Refund Processing
Approved refunds are issued to your original payment method through Paystack or Flutterwave, and typically appear within 5–10 business days, depending on your bank or payment provider's own processing speed, which is outside our control once the refund is issued on our end.
6. Billing Errors
If you were charged in error (for example, a duplicate charge or a technical failure that prevented you from accessing what you paid for) contact us right away. These situations are handled separately from the refund windows above, since they're billing errors, not change-of-mind requests.
7. Chargebacks
If you have a concern about a purchase, please contact us directly first, we'd rather resolve it than have you file a chargeback with your bank or card provider. Chargebacks filed without contacting us first may result in loss of access to any course, content, or community tied to that purchase while we investigate.
8. Changes to This Policy
We may update this Refund Policy from time to time. The date at the top of this page reflects the most recent revision. Purchases made before a change are governed by the policy in effect at the time of purchase.
9. Contact Us
Questions about this policy or a specific order? Reach us at support@davitofinance.com.